Class 4 Shingles
The Roof That Survives the Storm. EDIT
Hail-rated. Insurance-discount eligible. Backed by our leak-free workmanship warranty.
WHAT CLASS 4 ACTUALLY MEANS
Underwriters Laboratories built a test called UL 2218. It fires a 2-inch steel ball at a shingle at terminal velocity — about 90 mph. The shingle either cracks, or it doesn’t.
There are four impact-resistance ratings:

Class 1
survives a 1.25″ steel ball

Class 2
survives a 1.5″ steel ball

Class 3
survives a 1.75″ steel ball

Class 4
survives a 2″ steel ball
Class 4 is the top of the chart. It’s the only impact rating most insurance carriers will give you a real discount for installing.
REAL-WORLD PROOF
We’ve installed Class 4 roofs across Northeast Oklahoma. One of them sat next to a metal barn during a serious hail event last year.
The metal barn got hammered. The Class 4 roof? Zero damage. Not a single shingle to replace. Not a single granule loss bad enough to trigger a claim.
THE INSURANCE DISCOUNT
Many homeowner’s insurance carriers across Oklahoma, Kansas, Missouri, and Arkansas offer a 10–30% premium discount for installing Class 4 impact-resistant shingles.
That discount stacks every year you own the home.
We’ve seen homeowners recoup the upgrade cost from premium savings alone within 3–7 years — before counting a single avoided storm claim or deductible.
We’ll help you call your carrier and confirm the discount before you commit.
ROI MATH
A Class 4 upgrade typically runs [TBD-Kevin: $X–Y / 100 sqft or %] over a standard Class 3 install.
Here’s what you get back:

Insurance premium discount
Insurance premium discount

Avoided deductible after a storm
typically $1,000–$5,000 per claim

Workmanship warranty included
leak-free, in writing

Resale premium
Class 4 + warranty documentation is a real line item to buyers and home inspectors
The cheap shingle saves you money the day you install. The Class 4 shingle pays you back every year you don’t have to file a claim.
PAIRS WITH THE NEW WARRANTY
Class 4 shingles handle the storm. Our New Warranty handles the workmanship — leak-free, transferable to the next owner.
Together you’ve got both sides of the coverage gap closed:

Hail/wind damage
insurance covers it (cleanly, because Class 4 doesn’t fail “cosmetically”)

Install workmanship leaks
WHO INSTALLS THE CLASS 4 SHINGLES WE OFFER
We install Class 4 shingles from [TBD-Kevin: list 1–3 manufacturers — e.g., GAF, Owens Corning, Malarkey, CertainTeed]. Each is fully UL 2218 Class 4 rated. We’ll match the product to your roof slope, color choice, and budget.
Stop reroofing every time a storm hits.
Get a written NRCIA inspection. We’ll tell you whether Class 4 makes sense for your roof, your insurance carrier, and your zip code.
